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Online Installment Loans in Boise

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MoneyKey > Online Installment Loans > Online Installment Loans in Boise
Have you ever been short on money when facing an unexpected emergency? If so, MoneyKey may be able to help! We offer personal Installment Loans in Boise and throughout Idaho between $200 and $2,500. You can pay off this personal Installment Loan in approximately 12 months. The application for an Installment Loan in Boise is simple, and it only takes a few minutes to complete. If you’re approved, you may have the cash you need in your bank account the same business day*. As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.

Why Choose Online Loans from MoneyKey?

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Simple Application

  • It only takes a few minutes to complete the online application.
  • It’s quicker and simpler than many traditional loan applications.
  • Have internet access? Then you can apply for an online loan through the MoneyKey website.
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Fast Approval♦

  • Verify your information.
  • Your application may be approved in minutes◆.
  • Our knowledgeable Customer Care agents are here to help you with the application process 7 days a week.
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Quick Funds for Emergencies*

  • Get cash fast when you need to tackle an unexpected emergency expense.
  • Get money the same business day if you’re approved*.
  • A fast and simple way to get the cash you need, when you need it.

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Details of Our Installment Loans in Boise, ID

Boise is the state capital of Idaho and has an estimated population of 234,576 people. The city has been one of the fastest-growing places in the U.S., growing at a rate of 1.25% per year1. With its population growth, Boise is experiencing a rise of its cost of housing, with home prices being increased by 14.5% in just one year2. With all the fast-paced growth happening in Boise and the rise of the cost of housing, you may have a harder time dealing with emergency expenses, especially if you don’t have enough in your savings. Perhaps you have to deal with home repairs you hadn’t budgeted for, or maybe a medical emergency. In these instances, a MoneyKey Installment Loan in Idaho may be able to help! We offer Boise Installment Loans that might be able to help you handle an emergency expense that your savings won’t cover. Apply Now or call us at 1-866-255-1668 for more information.

Loan Amount of Our Installment Loan in Boise

You can borrow between $200 to $2,500 for our Installment Loan in Boise.

Annual Percentage Rate (APR) or Interest Rates

The maximum APR is 295%. If you are approved for a loan, specific loan details will be outlined in your loan agreement. The purpose of this loan is to act as a stopgap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only use this loan in the case of an unexpected emergency. As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.

Payment Schedule and Length of Loan

The term of your loan will span approximately 12 months, and you can expect 11 scheduled installments over this period if you get paid monthly. If you’re paid weekly, bi-weekly, or semi-monthly, you can expect 23 scheduled installments.

Here are some examples:

In this example, the APR is 290.89% for a loan of $550 with an effective date of 02/18/2021, payable in 23 bi-weekly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate 290.89%
The dollar amount the credit will cost you $1,012.83
The amount of credit provided to you on your behalf $550.00
The amount you will have paid after you have made all payments as scheduled $1,562.83

Payment Schedule

Payment Date Payment Amount
03/05/2021 $67.96
03/19/2021 $67.96

In this example, the APR is 290.41% for a loan of $550, with an effective date of 02/12/2021, payable in 11 monthly installments.

Annual Percentage Rate Finance Charge Amount Financed Total of Payments
The cost of your credit as a yearly rate 290.41%
The dollar amount the credit will cost you $911.59
The amount of credit provided to you on your behalf $550.00
The amount you will have paid after you have made all payments as scheduled $1,461.59

Payment Schedule

Payment Date Payment Amount
02/26/2021 $132.88
03/30/2021 $132.87

State Licensed Direct Lender

MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance’s website or call (208) 332-8000.

Frequently Asked Questions

What are the minimum requirements to qualify for an Installment Loan in Boise, ID?

In order to qualify for an online Loan with MoneyKey in Boise, borrowers must: Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US Armed Forces and their dependents.

Where can I find loan stores near me?

When you’re in need of a loan but can’t afford to spend time traveling to a storefront location just to wait in line to speak to someone, an online loan through MoneyKey may be able to help. You can submit an application in Boise and throughout Idaho whatever time of day suits you best.

Can I qualify for an Installment Loan in Boise with a bad credit score?

Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.

How long will it take to get a cash advance with a Boise Installment Loan?

If you’re approved, your money may be deposited into your bank account the same business day*.

Do I need to make an appointment in order to apply for an online Installment Loan with MoneyKey?

You do not need to make an appointment if you’d like to apply for an online Loan with MoneyKey. To start the application process online you can click here. The application is simple and it may take only a few minutes to complete. Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and our products by visiting our general FAQs page. 1 https://worldpopulationreview.com/us-cities/boise-id-population 2 https://boisedev.com/news/2020/02/24/boise-home-prices-rentals

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