Have you ever been short on cash and ran into an unexpected emergency that needed to be dealt with right away? If so, MoneyKey may be able to help! We offer Installment Loans in Pocatello and throughout Idaho between $200 and $2,500. If you follow your payment schedule, you can pay off this personal Installment Loan in approximately 12 months depending on whether you are paid monthly, weekly, bi-weekly or semi-monthly.
The application for an Installment Loan in Pocatello is simple, and it only minutes to complete. If you’re approved, you may get the cash you need as soon as the same business day*.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
Pocatello is the largest city of Bannock County, with an estimated population of 56,226 people. In 2019 Pocatello was ranked fifteenth on Forbes’ list of Best Small Places for Business and Careers, showing high growth year over year, especially compared to 2007 when it was ranked twentieth better place for business and career. This shows the economic development and growth in Pocatello, over the past 12 years.
Home of Idaho State University, Pocatello is home of students from around the world pursuing a high-quality education in more than 250 programs offered by the University. Sports fans will know that the Idaho State Bengals varsity team are members of the NCAA and compete in various sports including football and basketball.
Even with Pocatello’s economic and business growth, it can be hard for some to manage unexpected emergency expenses, such as auto repairs or emergency medical expenses. If you are having a hard time managing these expenses, a MoneyKey Installment Loan in Idaho may be the solution! We offer Pocatello Installment Loans that might be able to help you pay for an emergency that your savings won’t cover.
Apply Now or call us at 1-866-255-1668 for more information.
$200 to $2,500
The purpose of this loan is to act as a stop gap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only use this loan in the case of an unexpected emergency.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
The term of your loan will span approximately 12 months.
In this example, the APR is 290.89% for a loan of $550 with an effective date of 02/18/2021, payable in 23 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
|
The cost of your credit as a yearly rate
290.89% |
The dollar amount the credit will cost you
$1,012.83 |
The amount of credit provided to you on your behalf
$550.00 |
The amount you will have paid after you have made all payments as scheduled
$1,562.83 |
| Payment Date | Payment Amount |
|---|---|
| 03/05/2021 | $67.96 |
| 03/19/2021 | $67.96 |
In this example, the APR is 290.41% for a loan of $550, with an effective date of 02/12/2021, payable in 11 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
|
The cost of your credit as a yearly rate
290.41% |
The dollar amount the credit will cost you
$911.59 |
The amount of credit provided to you on your behalf
$550.00 |
The amount you will have paid after you have made all payments as scheduled
$1,461.59 |
| Payment Date | Payment Amount |
|---|---|
| 02/26/2021 | $132.88 |
| 03/30/2021 | $132.87 |
MoneyKey is a state-licensed direct lender in Idaho. Loans are funded by MoneyKey – ID, Inc. and governed by all applicable laws in Idaho. For more information on the license status of MoneyKey – ID, Inc., please visit the Idaho Department of Finance's website or call (208) 332-8000.
In order to qualify for an online Loan with MoneyKey in Pocatello, borrowers must:
Please note that we currently do not offer credit products with rates that allow us to lend to covered members of the US Armed Forces and their dependents.
Yes, you may qualify for an Installment Loan with MoneyKey, even if you have a bad credit score.
If you’re approved, your money may be deposited into your bank account the same business day*.
For details on specific funding cut-off times, visit MoneyKey’s FAQs here .
You do not need to make an appointment if you’d like to apply for an online Loan with MoneyKey. To start the application process online you can click here. The application process is simple and may take only minutes to complete.
Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and our products by visiting our general FAQs page.
It’s possible that they will. Prior to applying for any installment loans, you should check to see if the payments that you’d be making on these loans in Pocatello are going to be reported to a credit bureau. If they are, it’s possible that you’d see some kind of movement on your credit score. Whether this movement is positive or negative is largely going to be determined by the timelines of your online installment loan payments. In general, you’ll want to ensure that all payments you’re making on any personal loan you may have taken out are being made on time. Otherwise, you could be damaging your credit score and your overall financial health.
Applying for an installment loan when you’re facing down an emergency expense can be a useful solution in some cases, but you’ll need to decide whether to apply for one online or in person. If you opt for online loans, you may see certain benefits, like: