State License
MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.
Click image below to view our Missouri license.
Have you run into an emergency expense and don’t have the funds saved up to deal with it? If so, MoneyKey is here to help! We offer Installment Loans in St. Louis and throughout Missouri between $200 and $2,500 to help you handle unforeseen expenses that your emergency savings can’t cover. This personal Installment Loan is paid off in approximately 12 months, depending on whether you are paid monthly, semi-monthly, bi-weekly or weekly.
We make the application process for Installment Loans in St. Louis simple and fast. It only takes a few minutes to complete the application, and if you’re approved, you’ll have the cash you need by the same business day.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
It’s impossible to talk about St. Louis and not mention the Gateway Arch. The tallest human-made monument in the country (and the tallest arch in the world) was created by the renowned architect Eero Saainen and celebrates Thomas Jefferson's vision and the role of St. Louis in the expansion of the US to the West.
Who wouldn't like to live in the Gateway to the West? St. Louis is undoubtedly a great city to live in with its historical past and exciting places to visit. However, even residents of this amazing city may not be able to prevent unforeseen financial events. Whether it’s a car crash, an unexpected health problem or even a broken refrigerator, at times, many of us may need money urgently for an unexpected expense. A MoneyKey Installment Loan in Missouri may be able to help! We offer St. Louis Installment Loans that might be able to help you handle an emergency bill that your savings won't cover.
Apply Now or call us at 1-866-255-1668 for more information.
You can borrow between $200 to $2,500 with our Installment Loan in St. Louis.
Interest will be charged on the loan with a maximum APR of 295%. The APR, repayment amount and payment schedule will vary depending on the specific details of your loan, which are available in your loan agreement.
The purpose of this loan is to act as a stop-gap. It is not intended to help in meeting your long-term financial needs. MoneyKey urges you to borrow responsibly and to only use this loan in the case of an unexpected emergency.
As you move through your credit journey, you may also be eligible for a reduced cost of credit and/or increased loan amounts based on your payment history over time†.
The term of your loan will span approximately 12 months.
You can expect 11 scheduled installments over this period if you get paid monthly.
If you’re paid weekly, bi-weekly, or semi-monthly, you can expect 23 scheduled installments.
In this example, the APR is 291.19% for a $1,000 Installment Loan with an Effective Date of 08/13/2020, payable in 23 bi-weekly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
|
The cost of your credit as a yearly rate
291.19% |
The dollar amount the credit will cost you
$1,820.88 |
The amount of credit provided to you on your behalf
$1,000.00 |
The amount you will have paid after you have made all payments as scheduled
$2,820.88 |
| Payment Date | Payment Amount |
|---|---|
| 08/27/2020 | $122.68 |
| 09/10/2020 | $122.68 |
In this example, the APR is 291.89% for a $1,000 Installment Loan with an Effective Date of 09/16/2020, payable in 11 monthly installments.
| Annual Percentage Rate | Finance Charge | Amount Financed | Total of Payments |
|---|---|---|---|
|
The cost of your credit as a yearly rate
291.89% |
The dollar amount the credit will cost you
$1,627.56 |
The amount of credit provided to you on your behalf
$1,000.00 |
The amount you will have paid after you have made all payments as scheduled
$2,627.56 |
| Payment Date | Payment Amount |
|---|---|
| 10/02/2020 | $238.79 |
| 11/04/2020 | $238.78 |
MoneyKey is a state-licensed direct lender in Missouri. Loans are funded by MoneyKey – MO, Inc. and governed by all applicable laws.
Click image below to view our Missouri license.
In order to qualify for an online Loan with MoneyKey in St. Louis, borrowers must:
Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
While MoneyKey no longer offers payday loans, you may be eligible for an online Installment Loan in St. Louis, MO. With an online loan, you can start your application from the convenience of your own home, 24 hours a day, 7 days a week. There’s no need to worry about wait times, business hours, or appointments just to start an application.
Yes, you may qualify for an Installment Loan through MoneyKey, even if you have a bad credit score.
For details on specific funding cut-off times, visit MoneyKey’s FAQs here.
You do not need to make an appointment if you’d like to apply for an online Loan through MoneyKey. To start the application process online you can click here. The application process is simple and may take only a few minutes to complete.
Applying for a personal installment loan when you’re in a sticky financial situation is a big decision. Our aim at MoneyKey is to help. If you need any information or guidance on this process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help. You can also find more information about us and our products by visiting our general FAQs page.