We know that trying to deal with an unexpected expense can be stressful, especially when you have nowhere to turn to for emergency funding. If you’re in need of extra funds, MoneyKey may be able to help! With a Line of Credit in Knoxville and available throughout Tennessee, you may be able to get the money you need to help you take care of the financial repercussions of your emergency expense. If approved, you can get a personal Line of Credit with a credit limit between $200 and $2,500.
Completing an application for Personal Loans in Knoxville with MoneyKey is a clear and straightforward process. The application only takes a few minutes to complete, and if you’re approved, you could have the cash you need as soon as the same business day*.
Home to the University of Tennessee and sitting just 45 minutes from Smoky Mountains National Park, Knoxville is a vibrant community with much to offer. As the birthplace of HGTV, members of the Knoxville community may know a thing or two about the cost of home renovations. Because of this, they may have a better idea than most of the potential consequences of dealing with an emergency home repair. For times like this, it’s important to financially prepare yourself to handle these types of emergencies.
Your first step should be to build an emergency fund, but if you find yourself without one and need funds in an emergency, MoneyKey may be able to help! We offer Personal Loans in Knoxville, TN (in the form of a Line of Credit) that can help you take care of an emergency expense when you don’t have the savings to cover it.
Apply Now or call us at 1-866-255-1668 for more information.
The amount of your Tennessee Line of Credit will range between $200 and $2,500. After we review your application, we’ll let you know if you’re approved and how much you may qualify for.
The interest you will be charged on your MoneyKey Line of Credit in Knoxville is made up of two charges:
| Interest Charge | Daily Rate | Annual Percentage Rate (APR) |
|---|---|---|
| Interest | 0.06575% | 24.0% |
| Customary Fee | 0.70000% | 255.5% |
| Total | 0.76575% | 279.5% |
Online lines of credit are not intended to meet long-term financial needs. Nashville Lines of Credit are best for emergency expenses like medical bills, car repairs, or unexpected home costs. MoneyKey’s online line of credit loans have limits up to $2,500. Whatever amount you have been approved for is the maximum that you can withdraw from your account.
MoneyKey – TN, Inc. is a Flexible Credit company licensed by the State of Tennessee, Department of Financial Institutions. The Line of Credit is funded by MoneyKey – TN, Inc. and governed by all applicable laws.
Please click on the photo below to view our Tennessee License.
In order to qualify for an online loan with MoneyKey in Knoxville, borrowers must:
Please note that currently, no credit products offered through MoneyKey have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
You can. If you’re able to meet the minimum requirements listed above, you may be able to qualify for a Line of Credit in Knoxville with MoneyKey.
No, this is not a payday loan. In fact, we don’t offer Payday Loans in the state of Tennessee. A payday loan is a short-term loan that you pay back in full on your next payday. This is a Line of Credit, which is a form of revolving credit that doesn’t require you to make a lump-sum payment on your next payday. Since a line of credit is an open-ended loan, you are only required to make your minimum payments to keep your account in good standing. MoneyKey recommends that you pay more than your minimum payments to pay off your line of credit sooner.
You can always log into your MoneyKey account to see your up-to-date account information.
Absolutely. MoneyKey encourages you to make additional payments above your Minimum Payment in order to pay down your Outstanding Principal Balance, increase your available credit and decrease your interest charges. If you’d like to make additional payments, please contact us at 1-866-255-1668 at least 24 hours prior to your due date.
You can cancel your loan or any draw with no penalty within three (3) business days of the effective date of your loan/draw. To cancel, call our Customer Care team at 1-866-255-1668 or email [email protected]. Note, if you cancel your loan/draw, you will be responsible for returning the amount borrowed, as applicable, to MoneyKey. Otherwise, you will be responsible for repayment in accordance with your agreement.
Sorry, the Knoxville Line of Credit is only offered to Tennessee residents. Whether you live in a remote part of the state, or major cities like Nashville or Memphis – we make applying for a Line of Credit in Tennessee fast and secure.
If you don’t live in Tennessee, please check our rates page to see if Lines of Credit and other products such as Installment Loans are available in the state that you currently live in.
No, no appointment will be necessary when you apply for an online loan with MoneyKey. You can start the application online by clicking here. The application process is simple and convenient, as you can apply any time of the day or week from anywhere you get internet.
Whatever your specific needs may be, the process of submitting an application for a line of credit is something you need to consider carefully. At MoneyKey, we want to make this process as pain-free as possible for you. If you need additional guidance or have any questions about the application or borrowing process, reach out to us at 1-866-255-1668 and our Customer Care team will be happy to help you. You can also find more information about us and our products and/or services by visiting our general FAQ page.