*Please visit the Rates and Terms page to check the availability of the loan products and its policy in your state.
*MoneyKey does not perform any traditional credit checks, but it may verify the information in your application, including your identity, through a national industry database.
*Not all loan applications and/or extension request are approved.
*MoneyKey is a responsible lender and reminds customers that short term loans are to be used for short-term financial needs only, not as a long-term financial solution. Those with credit difficulties are advised to seek credit counseling. Please visit our Responsible Lending page for more information.
*By submitting your contact information (email address, home contact number and home address), you agree to receive communications regarding your loan application, approval, repayment reminders, confirmation and promotions via email, sms, and direct mail. If you do not want to receive any form of communications, please contact customer care at 1.866.255.1668
*Same-Day Funding is only available to residence of TX, DE, SD and UT and subject to participating banks and the lenders policy.
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Modifications to Information: We strive to maintain the accuracy of any personally identifiable information that may be collected from you, and will use our commercially reasonable efforts to respond promptly to update our database when you tell us the information in our database is not accurate. It is your responsibility to ensure that such information is accurate, complete and up-to-date. You may obtain from us, by email, the information in our records. If you wish to make any changes to any personally identifiable information you have provided to us, you may do so at any time by logging onto your account via the My Account section of the Site and updating your information, or by contacting us at (866) 255-1668 or firstname.lastname@example.org.
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Credit card payments are accepted in order to provide our customers with the most convenient methods of payment possible. All transactions are processed in U.S. funds only and credit card charges will be billed on statements as MoneyKey-18662551668. When processing credit card payments, MoneyKey ensures that the payment and posting processes prevent delay and/or incorrect application of payments to a Customer's account. Furthermore, payments are posted timely upon receipt, consistent with the terms of the loan agreement. In instances where an error is made and an incorrect amount is charged to a customer's credit card, MoneyKey immediately credits the difference back to the consumer. In instances where a customer disputes an amount charged to the credit card, MoneyKey reviews both the loan agreement and credit card authorization with the customer and upon reaching an acceptable resolution, MoneyKey (if required) immediately credits the disputed amount back to the customer's credit card.
|Facts||WHAT DO 2262011 Ontario - Delaware, Inc., MoneyKey - KS, Inc., MoneyKey - OH, Inc., MoneyKey - MO, Inc., MoneyKey - SD, Inc., MoneyKey - TX, Inc., MoneyKey - UT, Inc., and MoneyKey - VA, Inc. (collectively, "MoneyKey") DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reason MoneyKey chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does MoneyKey share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes - information about your transactions and experiences||Yes||Yes|
|For our affiliates' everyday business purposes - information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing||Call 1-866-255-1668- our menu will prompt you through your choice(s) or
Visit us on the web at www.moneykey.com
If you are a new customer, we can begin sharing your information 30 days from the date you are made aware of this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
|Questions?||Call 1-866-255-1668 or go to www.moneykey.com|
|Who we are|
|What we do|
|How does MoneyKey protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does MoneyKey collect my personal information?||We collect your personal information, for example, when you
|Why can't I limit all sharing?||Federal law gives you the right to limit only
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
2262011 Ontario - Delaware, Inc., Moneykey - KS, Inc., Moneykey - OH, Moneykey - SD, Inc., Moneykey - TX, Inc., Inc., Moneykey - UT, Inc. and Moneykey - VA, Inc. (collectively, "MoneyKey")
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates we share with can include other lenders and direct marketing companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners can include institutions such as other lenders or marketers.
|Other important information|
|If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider any information collected about these additional accounts as part of the consumer's application and may use such information in our underwriting processes.
California residents - California law requires financial institutions to obtain your consent prior to sharing information about you with non-affiliated third parties. Except as permitted by law, we will not share information we collect about you with non-affiliated third parties while you are a resident of California.